Personal Banking - Loans

Personal Loans

If you had the money, what would you buy for your family? With a loan at Verity Bank, you no longer have to keep putting off the things you need right now.

• Your loan payments can be automatically deducted from your Verity Bank checking or savings account.
• Loans are available for a wide variety of uses, including debt consolidation, family vacations, a new car or boat, or home repairs-just to name a few.
• You can pay your loan off before maturity without any penalties.
• Quick loan decisions at Verity Bank mean you'll have the money you need, when you need it.

Overdraft Privilege Protection

Worried about overdrawing your checking account? Put your mind at ease by qualifying for Verity Bank's Overdraft Privilege Line of Credit. It covers accidental overdrafts, while helping you avoid 'insufficient funds' charges to your checking account, as well as penalty charges from merchants.

Home Equity Lines

Now you can pay for the expenses that keep coming up, without having to re-apply for new loans. A Home Equity Line at Verity Bank is perfect for growing families with changing needs.

• Write yourself a loan simply by writing a check, whenever you need extra cash.
• Verity Bank offers low closing costs.
• You may qualify for an equity line for up to 90% of the value of your home.
• The interest on your Home Equity Credit Line may be tax deductible. Check with your tax advisor.